The Secret to Saving on Gas: The Best Gas Cashback Credit Cards

Gas prices are a constant concern for many drivers, especially those who spend a lot of time on the road. Fortunately, there are ways to save money at the pump by using credit cards that offer cashback or rewards points for gas purchases. This article will introduce several credit cards with gas cashback or rewards points, all with a cashback rate not exceeding 3% to ensure broad applicability.

Top Gas Cashback or Rewards Credit Cards

1. Chase Freedom Flex℠

Gas Cashback Rate: 2%
Key Features:
- Rotating categories each quarter
- No annual fee
- Broad range of cashback categories, including dining, drugstores, and department stores

2. Citi® Double Cash Card

Gas Cashback Rate: 2% (1% on purchase, 1% when you pay)
Key Features:
- No annual fee
- Simple and straightforward cashback structure

3. Blue Cash Everyday® Card from American Express

Gas Cashback Rate: 2%
Key Features:
- Quarterly gas cashback
- No annual fee
- Additional cashback on supermarket and department store purchases

4. Wells Fargo Propel American Express® Card

Gas Cashback Rate: 3%
Key Features:
- No annual fee
- Additional rewards on dining, travel, and streaming services

5. Bank of America® Customized Cash Rewards Credit Card

Gas Cashback Rate: 3%
Key Features:
- No annual fee
- Choose your 3% category, including gas, online shopping, dining, and more

6. Discover it® Cash Back

Gas Cashback Rate: 2% (on quarterly rotating categories)
Key Features:
- No annual fee
- Cashback match for the first year
- Rotating categories including gas stations, grocery stores, and more

7. PNC Cash Rewards® Visa® Credit Card

Gas Cashback Rate: 2%
Key Features:
- No annual fee
- Additional cashback on grocery store and restaurant purchases

8. Capital One® SavorOne® Cash Rewards Credit Card

Gas Cashback Rate: 2%
Key Features:
- No annual fee
- Unlimited 3% cashback on dining, entertainment, and streaming services

9. Sam’s Club® Mastercard®

Gas Cashback Rate: 3% (on the first $6,000 per year, then 1%)
Key Features:
- No annual fee (with Sam’s Club membership)
- Additional cashback on dining and travel

10. Costco Anywhere Visa® Card by Citi

Gas Cashback Rate: 3% (on the first $7,000 per year, then 1%)
Key Features:
- No annual fee (with Costco membership)
- Additional cashback on restaurant and travel purchases

Credit Card Comparison Table with Recommendation Index

To help you choose the best card for your needs, here is a comparison table including recommendation indices based on the specific features and benefits of each card:

Credit Card	Gas Cashback Rate	Annual Fee	Key Features	Additional Features
Chase Freedom Flex℠	2%	$0	Rotating categories each quarter	Broad range of cashback categories including dining, drugstores, and department stores
Citi® Double Cash Card	2%	$0	Simple and straightforward cashback structure	1% cashback on purchase, 1% when you pay
Blue Cash Everyday® Card from AmEx	2%	$0	Quarterly gas cashback	Additional cashback on supermarket and department store purchases
Wells Fargo Propel American Express® Card	3%	$0	No annual fee	Rewards on dining, travel, and streaming services
Bank of America® Customized Cash Rewards	3%	$0	Choose your 3% category	Includes gas, online shopping, dining, and more
Discover it® Cash Back	2%	$0	Cashback match for the first year	Rotating categories including gas stations, grocery stores, and more
PNC Cash Rewards® Visa® Credit Card	2%	$0	No annual fee	Additional cashback on grocery store and restaurant purchases
Capital One® SavorOne® Cash Rewards	2%	$0	Unlimited 3% cashback on dining, entertainment, and streaming services	No annual fee
Sam’s Club® Mastercard®	3%	$0 (with membership)	3% cashback on gas purchases up to $6,000 per year, then 1%	Additional cashback on dining and travel
Costco Anywhere Visa® Card by Citi	3%	$0 (with membership)	3% cashback on gas purchases up to $7,000 per year, then 1%	Additional cashback on restaurant and travel purchases

Q&A

Q: What is the benefit of using a gas cashback credit card?

A: Using a gas cashback credit card allows you to earn back a percentage of what you spend on gas, which can help reduce your overall fuel expenses over time.

Q: How do rotating categories work?

A: Some credit cards offer rotating categories, where the cashback categories change each quarter. You need to activate the categories each quarter to earn the enhanced cashback rates.

Q: Is there a cap on the gas cashback rate?

A: Yes, some credit cards have a cap on the amount of cashback you can earn in certain categories. Be sure to check the terms and conditions of each card.

Q: Are there any annual fees for these credit cards?

A: The cards listed in this article do not have annual fees, making them more accessible and cost-effective for consumers.

Professional Analysis

Credit cards with gas cashback or rewards points are an excellent tool for saving money on fuel expenses. They offer varying cashback rates, typically up to 3%, and often include additional benefits like no annual fees and extra rewards on other categories.

Key Takeaways

Chase Freedom Flex℠ and Citi® Double Cash Card offer a straightforward 2% cashback rate without an annual fee, making them ideal for everyday use.
Bank of America® Customized Cash Rewards Credit Card provides flexibility by allowing you to choose your 3% cashback category.
Costco Anywhere Visa® Card by Citi and Sam’s Club® Mastercard® offer higher cashback rates for members, making them perfect for frequent shoppers at these clubs.

Recommendation Index

The recommendation index in the comparison table helps quickly identify the most cost-effective credit cards based on their features and benefits. This index is based on factors such as the cashback rate, additional benefits, and annual fees.

References

1Blue Cash Preferred® Card from American Express

0 votes

The Blue Cash Preferred® Card from American Express offers an impressive cashback rate on gas purchases. Cardholders earn 3% cash back at U.S. gas stations, making it a fantastic option for those who frequently drive. Additionally, the card provides 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), and 1% on other purchases. The rewards do not end there; new cardholders can also benefit from a generous welcome offer. The Blue Cash Preferred® Card comes with a 0% intro APR on purchases and balance transfers for the first 12 months, and a reasonable annual fee that can be offset by the substantial cashback earnings. Another perk is access to Amex Offers, providing additional savings on various brands and services. Overall, this card is designed for those who want to maximize their cashback rewards on everyday spending, especially at the pump.